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What the Big Beautiful Bill Could Mean for You
By Nino Pavan, J.D., CFP® The massive One Big Beautiful Bill Act was officially signed into law by President Trump on July 4, 2025, after
Serving you from CLAREMONT, CA
By Nino Pavan, J.D., CFP® The massive One Big Beautiful Bill Act was officially signed into law by President Trump on July 4, 2025, after
By Nino Pavan, J.D., CFP® Our Q2 Market Update highlights a mix of economic growth alongside some ups and downs in the markets. Slower GDP
By Nino Pavan, J.D., CFP® More women over 40 are investing in their financial future. A new study from Fidelity shows that seven out of
By Nino Pavan, J.D., CFP® Retirement can last as long as 20 to 30 years. Proper preparation is necessary; without it, you risk outliving your
By Nino Pavan, J.D., CFP® The world has become even more unpredictable, and the challenges we’ve all faced recently have had an impact on the
By Nino Pavan, J.D., CFP® The new year brings an opportunity for a fresh start—a chance to reflect on past financial missteps and chart a
By Nino Pavan, J.D., CFP® Financial advisor. Financial planner. Wealth manager. These titles are common in the world of financial and retirement planning, but they
By Nino Pavan, J.D., CFP® Many people mistakenly believe that the most successful investors are those who meticulously analyze trends to identify the ideal moments
By Nino Pavan, J.D., CFP® Women represent half of the population but are often treated as a niche within the industry of financial services. Today,
By Nino Pavan, J.D., CFP® Southern California Edison employs around 12,000 people across six continents. When it comes to retirement planning, some SoCal Edison workers
Vaughn Heydel is committed to helping clients remain confident and well-informed by cultivating long-lasting and meaningful relationships. Additionally, as part of the Financial Designs leadership team, Vaughn plays an integral part in providing valuable insights and analysis to both coworkers and clients.
Vaughn has passed the Series 6, 7 and 63 securities exams and holds his life and disability insurance licenses in California (California license No. 0G12844). He has a Bachelor of Science in Business Administration from Pepperdine University. Vaughn is also a CERTIFIED FINANCIAL PLANNER™ professional and an Investment Advisor Representative.
Nino Pavan has been working in the financial services industry for more than 20 years and has helped hundreds of families navigate the retirement process. As president of Financial Designs, Nino oversees day-to-day business operations and uses his expertise in retirement planning to help his clients prepare for their future.
Nino has passed the Series 7, 24 and 63 securities exams and holds life and disability insurance licenses in the state of California (California license No. 0B24334). He is also a CERTIFIED FINANCIAL PLANNER™ professional and Investment Advisor Representative. He conducts retirement and estate planning workshops for employees of major California companies.
Nino has a Bachelor’s of Science in Telecommunications Management from DeVry Institute of Technology and a Law Degree from the University of Southern California.
