Would you like a less taxing retirement and a seamless way to pass wealth to the next generation? Read our new article to learn the benefits of Roth IRA conversions and how you can boost your retirement savings and legacy plan.
By Nino Pavan, J.D., CFP® Turning 65 doesn’t automatically make Medicare simple. In fact, many retirees are surprised by how many decisions they need to
Transferring wealth involves more than assets. Thoughtful planning can help reduce taxes while preserving family values and your legacy.
By Nino Pavan, J.D., CFP® Coordinating Social Security with your pension and other retirement income sources can feel more complicated than you anticipated. These financial
Whether you’ve just started working for Southern California Edison or you’ve been with the company for years, SCE’s employee benefits can be a challenge to navigate. Read our latest article to discover the benefits that may be available to you.
By Nino Pavan, J.D., CFP® You spent much of your working life saving money for retirement. Now, as a retiree, you face a different challenge:
By Nino Pavan, J.D., CFP® Tax season often feels heavier for those nearing or already in retirement. Multiple income sources, required distributions, benefit elections, and
By Nino Pavan, J.D., CFP® The start of a new year is a natural time to pause, reflect, and get organized, especially when retirement is
By Nino Pavan, J.D., CFP® As the year winds down, many Southern California Edison and SoCal Gas employees find themselves asking: “Am I doing everything
By Nino Pavan, J.D., CFP® Many people understand the importance of saving on your taxes wherever possible, but knowing when to apply the right tax
Vaughn Heydel is committed to helping clients remain confident and well-informed by cultivating long-lasting and meaningful relationships. Additionally, as part of the Financial Designs leadership team, Vaughn plays an integral part in providing valuable insights and analysis to both coworkers and clients.
Vaughn has passed the Series 6, 7 and 63 securities exams and holds his life and disability insurance licenses in California (California license No. 0G12844). He has a Bachelor of Science in Business Administration from Pepperdine University. Vaughn is also a CERTIFIED FINANCIAL PLANNER™ professional and an Investment Advisor Representative.
Nino Pavan has been working in the financial services industry for more than 20 years and has helped hundreds of families navigate the retirement process. As president of Financial Designs, Nino oversees day-to-day business operations and uses his expertise in retirement planning to help his clients prepare for their future.
Nino has passed the Series 7, 24 and 63 securities exams and holds life and disability insurance licenses in the state of California (California license No. 0B24334). He is also a CERTIFIED FINANCIAL PLANNER™ professional and Investment Advisor Representative. He conducts retirement and estate planning workshops for employees of major California companies.
Nino has a Bachelor’s of Science in Telecommunications Management from DeVry Institute of Technology and a Law Degree from the University of Southern California.
