
2025 Tax Sunset: What You Need to Know and How to Prepare
By Nino Pavan, J.D., CFP® Many provisions of the 2017 Tax Cuts and Jobs Act (TCJA) are set to expire in 2025, which could lead
By Nino Pavan, J.D., CFP® Many provisions of the 2017 Tax Cuts and Jobs Act (TCJA) are set to expire in 2025, which could lead
By Nino Pavan, J.D., CFP® How much do you need for a comfortable retirement? Experts often suggest you’ll spend 55-80% of your pre-retirement income each
By Nino Pavan, J.D., CFP® Emotions play a big part in our decisions, especially when it comes to finances. It’s common to react emotionally to
By Nino Pavan, J.D., CFP® As parents, nurturing your children both emotionally and financially ranks among your highest priorities. It’s natural to want to put
By Nino Pavan, J.D., CFP® If you have been saving for your kids’ college, you are probably familiar with the 529 College Savings Plan. This
By Nino Pavan, J.D., CFP® It’s tax season. If you’re like most, your goal is to avoid paying more in taxes than you need to.
By Nino Pavan, J.D., CFP® As President and CERTIFIED FINANCIAL PLANNER™ professional at Financial Designs, my top priority is helping clients pursue their goals while
By Nino Pavan, J.D., CFP® Most people don’t love thinking or talking about tax planning unless you are a tax professional. Tax planning is one
By Nino Pavan, J.D., CFP® Learning about investing is a key step in building wealth. If you’ve recently begun this educational journey, you might be
By Nino Pavan, J.D., CFP® As a longtime advisor at Financial Designs working with many SoCal Edison and SoCal Gas company employees, I see the
Vaughn Heydel is committed to helping clients remain confident and well-informed by cultivating long-lasting and meaningful relationships. Additionally, as part of the Financial Designs leadership team, Vaughn plays an integral part in providing valuable insights and analysis to both coworkers and clients.
Vaughn has passed the Series 6, 7 and 63 securities exams and holds his life and disability insurance licenses in California (California license No. 0G12844). He has a Bachelor of Science in Business Administration from Pepperdine University. Vaughn is also a CERTIFIED FINANCIAL PLANNER™ professional and an Investment Advisor Representative.
Nino Pavan has been working in the financial services industry for more than 20 years and has helped hundreds of families navigate the retirement process. As president of Financial Designs, Nino oversees day-to-day business operations and uses his expertise in retirement planning to help his clients prepare for their future.
Nino has passed the Series 7, 24 and 63 securities exams and holds life and disability insurance licenses in the state of California (California license No. 0B24334). He is also a CERTIFIED FINANCIAL PLANNER™ professional and Investment Advisor Representative. He conducts retirement and estate planning workshops for employees of major California companies.
Nino has a Bachelor’s of Science in Telecommunications Management from DeVry Institute of Technology and a Law Degree from the University of Southern California.